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Hope your ski mask keeps you from freezing on your way to the bank ... just -4jokes. I'm concerned about your debts: what kind of interest rates are you paying on them? Might some be for payday loans? If you pay $20. for $200. that's 10%, a bit high to use it for a year - but when it must be repaid in 2 weeks, that's 260% a year -- way, way too high! "Credit"/debt cards issued by stores usually run about 25 - 30% annual rate (calculated monthly, of course). Those cards issued by banks usually charge about 19 - 21% annual rate, again, calculated monthly. If part of the debt was for visiting bars, I hope you found that a bit boring, and remembered that booze consumed at home is much less costly ... and perhaps you were somewhat repelled by the disputes/fights behind bars? If your ski mask is related to a forced withdrawal from a bank, which must be done anonymously, of course, it must also be accompanied by continued anonymity. Quite a tall order, that! Lacking complete anonymity ... being forced to spend substantial time behind a different kind of bars is not enticing. Give the whole matter some thought as to whether a less risky, and preferable plus wiser course of action might be carried out. Do ya think? ole joyful